Critical Illness Insurance, additional financial protection when it's needed most. No one is ever really prepared for a life-altering critical illness diagnosis. The whirlwind of appointments, tests, treatments, and medications can add to your stress levels. The treatment for recovery is vital, but it can also be expensive. Your medical coverage may only cover some of the costs associated with treatment. You're still responsible for deductibles and coinsurance. If treatment keeps you out of work, the financial worries can grow quickly, and stress levels may rise. Critical Illness coverage helps provide financial support if you are diagnosed with a covered critical illness. With the expense of treatment often high, seeking the treatment you need could seem like a financial burden. When a diagnosis occurs, you need to be focused on getting better and taking control of your health, not stressing over financial worries.