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PLEASE READ THIS TERMS OF SERVICE AGREEMENT CAREFULLY. BY USING THIS WEBSITE YOU AGREE TO BE BOUND BY ALL OF THE TERMS AND CONDITIONS OF THIS AGREEMENT.
This Terms and Conditions Agreement (the "Agreement") governs your use of this website, http://www.vijaymadhavan.com (the "Website"). This Agreement includes, and incorporates by this reference, the policies and guidelines referenced below. Vijay Madhavan reserves the right to change or revise the terms and conditions of this Agreement at any time by posting any changes or a revised Agreement on this Website. Vijay Madhavan will alert you that changes or revisions have been made by indicating on the top of this Agreement the date it was last revised. The changed or revised Agreement will be effective immediately after it is posted on this Website. Your use of the Website following the posting any such changes or of a revised Agreement will constitute your acceptance of any such changes or revisions. Vijay Madhavan encourages you to review this Agreement whenever you visit the Website to make sure that you understand the terms and conditions governing use of the Website. This Agreement does not alter in any way the terms or conditions of any other written agreement you may have with Vijay Madhavan for other products or services. If you do not agree to this Agreement (including any referenced policies or guidelines), please immediately terminate your use of the Website. If you would like to print this Agreement, please click the print button on your browser toolbar.

Content; Intellectual Property; Third Party Links; This Website offers information and marketing materials. This Website might offer information, both directly and through indirect links to third-party websites, about financial products/services. Vijay Madhavan does not always create the information offered on this Website; instead the information is often gathered from other sources. To the extent that Vijay Madhavan does create the content on this Website, such content is protected by intellectual property laws of UAE, foreign nations, and international bodies. Unauthorized use of the material may violate copyright, trademark, and/or other laws. You acknowledge that your use of the content on this Website is for personal, noncommercial use. Any links to third-party websites are provided solely as a convenience to you. Vijay Madhavan does not endorse the contents on any such third-party websites. Vijay Madhavan is not responsible for the content of or any damage that may result from your access to or reliance on these third-party websites. If you link to third-party websites, you do so at your own risk.
Use of Website; Vijay Madhavan is not responsible for any damages resulting from use of this website by anyone. You will not use the Website for illegal purposes. You will (1) abide by all applicable local, state, national, and international laws and regulations in your use of the Website (including laws regarding intellectual property), (2) not interfere with or disrupt the use and enjoyment of the Website by other users.
License; By using this Website, you are granted a limited, non-exclusive, nontransferable right to use the content on the Website in connection with your normal, noncommercial, use of the Website. You may not copy, reproduce, transmit, distribute, or create derivative works of such content or information without express written authorization from Vijay Madhavan or the applicable third party (if third party content is at issue).

YOUR USE OF THIS WEBSITE IS AT YOUR SOLE RISK. Vijay Madhavan EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT WITH RESPECT TO THE WEBSITE CONTENT, OR ANY RELIANCE UPON OR USE OF THE WEBSITE CONTENT. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING Vijay Madhavan MAKES NO WARRANTY: THAT THE INFORMATION PROVIDED ON THIS WEBSITE IS ACCURATE, RELIABLE, COMPLETE, OR TIMELY. THAT THE LINKS TO THIRD-PARTY WEBSITES ARE TO INFORMATION THAT IS ACCURATE, RELIABLE, COMPLETE, OR TIMELY.

You will release, indemnify, defend and hold harmless Vijay Madhavan, and any of their contractors, agents, employees, officers, directors, shareholders, affiliates and assigns from all liabilities, claims, damages, costs and expenses, including reasonable attorneys' fees and expenses, of third parties relating to or arising out of (1) this Agreement or the breach of your warranties, representations and obligations under this Agreement; (2) the Website content or your use of the Website content; (3) any intellectual property or other proprietary right of any person or entity; (4) your violation of any provision of this Agreement; or (5) any information or data you supplied to Vijay Madhavan. When Vijay Madhavan is threatened with suit or sued by a third party, Vijay Madhavan may seek written assurances from you concerning your promise to indemnify Vijay Madhavan; your failure to provide such assurances may be considered by Vijay Madhavan to be a material breach of this Agreement. Vijay Madhavan will have the right to participate in any defense by you of a third-party claim related to your use of any of the Website content, with counsel of Vijay Madhavan choice at its expense. Vijay Madhavan will reasonably cooperate in any defense by you of a third-party claim at your request and expense. You will have sole responsibility to defend Vijay Madhavan against any claim, but you must receive Vijay Madhavan prior written consent regarding any related settlement. The terms of this provision will survive any termination or cancellation of this Agreement or your use of the Website.

Vijay Madhavan believes strongly in protecting user privacy and providing you with notice of the use of data. Please refer to Vijay Madhavan’s privacy policy, incorporated by reference herein, that is posted on the Website.

By using this Website, you acknowledge that you have read and agree to be bound by this Agreement and all terms and conditions on this Website.

Force Majeure. Vijay Madhavan will not be deemed in default hereunder or held responsible for any cessation, interruption or delay in the performance of its obligations hereunder due to earthquake, flood, fire, storm, natural disaster, act of God, war, terrorism, armed conflict, labor strike, lockout, or boycott.
Cessation of Operation. Vijay Madhavan may at any time, in its sole discretion and without advance notice to you, cease operation of the Website.
Entire Agreement. This Agreement comprises the entire agreement between you and Vijay Madhavan and supersedes any prior agreements pertaining to the subject matter contained herein.
Effect of Waiver. The failure of Vijay Madhavan to exercise or enforce any right or provision of this Agreement will not constitute a waiver of such right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of this Agreement remain in full force and effect.
Governing Law; Jurisdiction. This Website originates from the UAE. Therefore, this Agreement will be governed by the laws of UAE. By using this Website, you consent to the jurisdiction and venue of such courts in connection with any action, suit, proceeding or claim arising under or by reason of this Agreement.
Statute of Limitation. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Website or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred.
Waiver of Class Action Rights. BY ENTERING INTO THIS AGREEMENT, YOU HEREBY IRREVOCABLY WAIVE ANY RIGHT YOU MAY HAVE TO JOIN CLAIMS WITH THOSE OF OTHER IN THE FORM OF A CLASS ACTION OR SIMILAR PROCEDURAL DEVICE. ANY CLAIMS ARISING OUT OF, RELATING TO, OR CONNECTION WITH THIS AGREEMENT MUST BE ASSERTED INDIVIDUALLY.
Termination. Vijay Madhavan reserves the right to terminate your access to the Website if it reasonably believes, in its sole discretion, that you have breached any of the terms and conditions of this Agreement. Following termination, you will not be permitted to use the Website and Vijay Madhavan may, in their sole discretion and without advance notice to you, cancel any outstanding transactions. If your access to the Website is terminated, Vijay Madhavan reserves the right to exercise whatever means it deems necessary to prevent unauthorized access of the Website. This Agreement will survive indefinitely unless and until Vijay Madhavan chooses, in their sole discretion and without advance to you, to terminate it.
BY USING THIS WEBSITE YOU AGREE TO BE BOUND BY ALL OF THE TERMS AND CONDITIONS OF THIS AGREEMENT.